1. The information contained in this website is general, non-binding and for information purposes only, and is not intended to substitute for qualified legal advice. Suitably qualified lawyers should be consulted on any specific legal matter or problem.

2. Information on this Web site may contain inaccuracies or typographical errors. Information may be changed or updated without notice.

3. This website does not constitute an offer or contract.

4. This website does not constitute legal advice and we will not accept any legal or other responsibility for errors or omissions.

5. In no circumstances shall we be liable to you or any other third parties for any loss or damage (including, without limitation, damage for loss of business or loss of profits) arising directly or indirectly from your use of or inability to use, this site or any of the material contained in it.

6. We disclaim, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential damages, which might be incurred through the use of or access to our website, or any links to third-party websites. Thus, we emphasize that neither the information contained in this website nor the email or other replies we send to should form the basis of any decision as to a particular course of action; nor should it be relied on as legal advice or regarded as a substitute for detailed advice in individual cases. We will be happy to provide you with a specialist if you need professional legal or fiscal advice, but before that point all we can offer is a general, non binding information.

7. Certain links contained in this site may exit the site. We have not verified any of the sites linked to this Web site and we do not endorse or accept any responsibility for the content, use, or products and services made available through such website. Links to other sites are provided for informational purposes. Users must take their own precautions in order to ensure that what they select for use is free of any items of a destructive nature (such as but not limited to viruses, worms or Trojan horses).

8. This site is not intended for people in jurisdictions from which (by reason of nationality, place of residence or any other reason) the dissemination or access to this site is forbidden. People subject to such restrictions must not access this site. In particular, citizens and residents of the United States are not to access the pages concerning funds and other types of investments.

9. We reserve the right to refuse any client without reason or explanation, and cannot be held responsible for such a refusal.

10. Prices quoted on our website are guide prices only and are not binding on us.

11. These disclaimers and exclusions shall be governed by and construed in accordance with Swiss law. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.